Licensing & Disclosures

First Colony Mortgage Corp dba GHMC TPO 

Corporate Office: 508 W 800 N, Orem, UT 84057
Regional Office: 1600 Westgate Circle, Suite 255, Brentwood, TN 37027 
Nationwide Mortgage Licensing System (NMLS) ID #: 3112

Other Important Disclosures:

First Colony Mortgage Corp dba GHMC TPO is an Equal Housing Lender.

By refinancing an existing loan, the consumer’s total finance charges may be higher over the life of the loan.

Not all programs are available in all states. This is not an offer for extension of credit or commitment to lend. Not all branches are licensed in all states. All programs are subject to First Colony Mortgage Corp dba GHMC TPO underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs, loan terms, and other information on this website are subject to change without notice.

Licensing Agencies by State

First Colony Mortgage Corp does business under the following business name: GHMC TPO

StateLicense AgencyLicense TypeLicense ID
AlabamaState Banking DepartmentConsumer Credit License22894
AlabamaState Banking DepartmentMortgage Brokers License22895
ArizonaDepartment of Insurance and Financial InstitutionsMortgage Banker License0928118
ArkansasArkansas Securities DepartmentCombination Mortgage Banker-Broker-Servicer License118723
CaliforniaDepartment of Financial Protection and InnovationResidential Mortgage Lending Act License41DBO-109317
ColoradoDivision of Real EstateMortgage Company RegistrationNone
DelawareOffice of the State Bank CommissionerLender License040367
FloridaOffice of Financial RegulationMortgage Lender LicenseMLD1895
FloridaOffice of Financial RegulationMortgage Lender Servicer LicenseMLD1928
GeorgiaDepartment of Banking and FinanceMortgage Lender License/Registration3112
IdahoDepartment of FinanceMortgage Broker/Lender LicenseMBL-3161
IllinoisDepartment of Financial and Professional RegulationResidential Mortgage LicenseMB.6761844
IndianaDepartment of Financial InstitutionsMortgage Lending License52102
KansasOffice of the State Bank CommissionerMortgage Company LicenseMC.0025928
KentuckyDepartment of Financial InstitutionsMortgage Company LicenseMC828144
LouisianaOffice of Financial InstitutionsResidential Mortgage Lending LicenseNone
MaineDepartment of Professional and Financial RegulationSupervised Lender License3112
MarylandCommissioner of Financial RegulationMortgage Lender License3112
MassachusettsDivision of BanksMortgage Lender LicenseML3112
MichiganDepartment of Insurance and Financial Services1st Mortgage Broker/Lender/Servicer RegistrantFR0025272
MichiganDepartment of Insurance and Financial Services2nd Mortgage Broker/Lender/Servicer RegistrantFR0025272
MinnesotaDepartment of CommerceResidential Mortgage Originator LicenseMN-MO-3112
MinnesotaDepartment of CommerceResidential Mortgage Servicer LicenseMN-MS-3112
MississippiDepartment of Banking and Consumer FinanceMortgage Lender License3112
MontanaDivision of Banking and Financial InstitutionsMortgage Broker License3112
MontanaDivision of Banking and Financial InstitutionsMortgage Lender License3112
MontanaDivision of Banking and Financial InstitutionsMortgage Servicer License3112
Nevada Nevada Division of Mortgage LendingMortgage Company License4848
New HampshireNew Hampshire Banking DepartmentMortgage Banker License26548-MB
New MexicoNew Mexico Regulation & Licensing DepartmentMortgage Loan Company LicenseNone
North CarolinaOffice of the Commissioner of the BanksMortgage Lender LicenseL-218069
North DakotaDepartment of Financial InstitutionsMoney Broker LicenseMB104073
OhioDepartment of CommerceResidential Mortgage Lending Act Certificate of RegistrationRM.805104.000
OklahomaDepartment of Consumer CreditMortgage Lender LicenseML0134421
OklahomaDepartment of Consumer CreditMortgage Lender License – OTN #1ML015897
OregonDivision of Financial RegulationMortgage Lending LicenseML-5729
OregonDivision of Financial RegulationMortgage Servicer LicenseNone
PennsylvaniaDepartment of Banking and SecuritiesMortgage Lender License90440
Pennsylvania Department of Banking and SecuritiesMortgage Servicer License105611
South CarolinaState Board of Financial InstitutionsMortgage Lender/Servicer LicenseMLS-3112
South CarolinaState Board of Financial InstitutionsMortgage Lender/Servicer License OTN #1MLS-3112 OTN#1
South CarolinaState Board of Financial InstitutionsMortgage Lender/Servicer License OTN #2MLS-3112 OTN#2
South DakotaDivision of BankingMortgage Lender License3112.ML
TennesseeDepartment of Financial InstitutionsMortgage License212865
TexasDepartment of Savings and Mortgage LendingMortgage Banker RegistrationNone
TexasDepartment of Savings and Mortgage LendingResidential Mortgage Loan Servicer RegistrationNone
UtahDivision of Financial InstitutionsResidential First Mortgage NotificationNone
UtahDivision of Real EstateMortgage Entity License5492455
VirginiaState Corporation CommissionLender LicenseMC-7750
WashingtonDepartment of Financial InstitutionsConsumer Loan Company LicenseCL-3112
West VirginiaDivision of Financial InstitutionsMortgage Lender LicenseML-3112
WisconsinDepartment of Financial InstitutionsMortgage Banker License3112BA
WisconsinDepartment of Financial InstitutionsMortgage Banker License3112BR
WyomingDivision of BankingConsumer Lender LicenseCL-3905
WyomingDivision of BankingMortgage Lender/Broker License3261

State-Specific Disclosures


Regulated by the Illinois Department of Financial and Professional Regulation, Division of Banking, 320 West Washington, Springfield, IL 62786. Ph: 888-473-4858


Texas Mortgage Banker Disclosure

Mortgage Banker: First Colony Mortgage
NMLS ID: 3112

Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at

CaliforniaLicensed by The California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and Finance Lenders Law
ColoradoMortgage Company Registration Regulated by the Division of Real Estate
IllinoisIllinois Residential Mortgage Licensee No. MB.6761844, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858
KansasLicensed Mortgage Company, License Number MC.0025928
MinnesotaMN-MO-3112, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4)
MississippiLicensed by the Mississippi Department of Banking and Consumer Finance
MontanaLender License No. 3112
OregonMortgage Lender License ML-5729
WashingtonConsumer Loan Company License No. CL-3112
Other Approvals

Veteran’s Affairs
Title II HUD – FHA Certification
Ginnie Mae
Fannie Mae
Freddie Mac
United States Department of Agriculture (USDA)

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