Privacy Policy

GHMC’s Privacy Policy is subject to change. Last updated on: On July 29th, 2021 at 13:21

FACTS WHAT DOES GUARANTY HOME MORTGAGE CORPORATION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Credit Scores
  • Assets and Payment History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Guaranty Home Mortgage Corporation chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does
Guaranty
Home
Mortgage
Corporation
share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes—
to offer our products and services to you
YES YES
For joint marketing with other financial companies NO We Don’t Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NO We Don’t Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We Don’t Share
For nonaffiliates to market to you YES YES
To limit
our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 800-467-3032 or go to https://ghmc.com/

 

Who we are
Who is providing this notice? Guaranty Home Mortgage Corporation (NMLS #135462)
10 Lea Avenue, Suite 800, Nashville, TN 37210
What we do
How does Guaranty Home Mortgage Corporation protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Guaranty Home Mortgage Corporation collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan or give us your account information
  • Provide employment and income information
  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below under “Other important information” section.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Guaranty Home Mortgage Corporation does not share with affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Guaranty Home Mortgage Corporation shares with mortgage lending partners and mortgage insurance companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Guaranty Home Mortgage Corporation does not have any joint marketing agreements.
Other important information
For California Residents Only: To exercise your rights under the California Consumer Privacy Act, please review our California privacy policy, or call us at 800-467-3032.

For Vermont Residents Only: Vermont law restricts sharing of consumer information without consumer’s prior consent.  In accordance with the disclosures above, Guaranty Home Mortgage Corporation will not share Vermont consumer information except as otherwise indicated above for “everyday business purposes”.

 

Questions? Call 800-467-3032 or go to our Contact Us page.

 

Privacy Policy – California  

© 2021 All Rights Reserved  /  NMLS ID 135462  /  NMLS Consumer Access  /  Licensing & State-specific Full Disclosures  /  Privacy Policy  /  Terms of Service